It's not how much money you earn.. It's what you do with what you earn.If you are living in the city, a place where several malls are conveniently located closed to your home or office, there is temptation to spend more, instead of saving or investing. If there are mall sales, it makes it more tempting to spend. I remember a time when I was still newly employed. Freshly out from school, finally earning my own money, my financial habits was to spend more than I save. Initially, my salary was minimum wage, as such, it was just enough to spend it for my basic needs, such as food, transportation, basic clothing, while the rest, I give it as allowance at home. But as I stayed in the company, I was exposed to watching movies on weekend, dining in to expensive restaurant, seeing branded clothes, bags and shoes, traveling to places, expensive gadgets such as cellphones and laptops, and many more list of things to spend. In the beginning, I wasn't attracted to it, but later on I started to … [Read more...]
Personality development is the growth of the organized pattern of behaviors and attitudes that makes a person distinctive. It occurs by the ongoing interaction of temperament, character, and environment. It includes activities that improve awareness and identity, develop talents and potential, build human capital and facilitates employability, enhance quality of life and contribute to the realization of dreams and aspirations.
For every failure, there’s an alternative course of action. You just have to find it. When you come to a roadblock, take a detour. ~ Mary AshIn life, no matter how sure you are with where you want to go, and you have move towards it, a roadblock comes and stop you on your track. It will create a detour from where you are, to where you want to be. It happened to me, and I’m sure it happened to you at some point in your life. One of my unforgettable detour was in the year 2012. Back then, I was sure of what I wanted, and I was somehow living it. I wanted a life free from the normal cycle, some call the “Rat Race”. I wanted time and financial freedom. I wanted to continue writing blog articles and publish more books through this website, www.lifetofullest.com I wanted to do public speaking events to promote entrepreneurship, financial planning and personality development. And most especially, I wanted to spend more time taking care of my little son who was just born that year. My … [Read more...]
To travel is to live. ~ Hans Christian Anderson If I won't think of money or work, the one thing I would do is to travel. Because traveling to places makes me appreciate the beauty of the world and it makes me feel alive when I get to see different places and experience different things. Traveling isn't something I had the privilege to do before. I used to be the breadwinner of the family and my income was just enough to sustain our needs. And traveling was least in my financial priority. But nowadays, after realizing the benefit of traveling, I try to include it in my financial budget. Since then my goal is to travel with my family at least once a year. And for the past three years, we've been going to new places each year. Traveling is a wonderful and liberating experience. I have learned many things with our travels which I want to share with you in this article. This article is especially useful for first time traveller or who would want to start traveling. It's my … [Read more...]
Starting your own business is a brave act of letting go of your comfortable and monthly income. But aside from conditioning yourself that you are ready (mentally, physically, financially and emotionally) to be a full time business owner, did you also think about and prepared yourself on how to manage people?When I started my own business, I thought I already know how to manage people since I’ve had experience supervising people when I was employed in a private company. It was only when I already started running the business and managing people as a business owner that I realised I wasn’t that equipped yet on how to manage people as I thought I was. In fact, in the first three (3) years of the business, I think I managed the business and the people not as good as I wanted to. I made a lot of mistake that took a couple of years to correct. But fortunately, the company was able to continue and correct those mistakes. Somehow, in the present the company has still areas to improved, but … [Read more...]
The greatest gift you can give yourself is a little bit of your own attention. ~ Anthony J D'Angelo Sometimes we get too busy taking care of our responsibilities at home, in our work or business, and in our community, that we lose time and attention to ourselves. We are always pre occupied and hurried to do things that we rarely have time to rest or have a break. Time flew by and you wake up realising you haven't live or accomplish anything worthwhile. I have felt such feeling of restlessness and lack of accomplished tasks. Where I am always busy working yet nothing much changes in my life. Such situation then leads me to frustration and unhappiness.Do You Need a Break? Depending on your working orientation, but if you find yourself asking if you need a break, most probably you do. Because thinking of having a break and you don't is already stressful enough that if you don't may only further your feeling of restlessness and anxiety.Too Busy for a Break? Having a break … [Read more...]